Your accounts, your savings circles, your debts — all in one place
MoneyGes brings together what other budget apps ignore: group contributions, the money you are owed, the due dates that land at the end of the month. And it pays you for every person you bring in.
Free · No bank card · Sign up in one minute
Taking back control, one entry at a time
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“I finally stopped keeping my savings circle in a notebook and my accounts in a spreadsheet. It's all in one place, and I finally know who owes me what.”
Why MoneyGes
Three reasons to install it tonight
No spreadsheet, no savings-circle notebook, no bad surprise at the end of the month.
Everything that counts, in one place
Bank, cash, mobile money, savings circles, debts and receivables: a single screen for the money that actually moves — not only what sits in an account.
Full control
Accounts, budgets, debts and receivables, contributions, scheduled payments: every unit has a place, and every due date has a reminder.
Income for recommending it
Your code pays you 10% of every payment your referred friends make for six months, and unlocks the premium features for them, free. In thirteen countries those earnings can be withdrawn.
A look inside
The app, in your theme
These screenshots follow the site theme: switch it at the top of the page and they switch with you.
Home
MoneyGes home screen showing the overall balance and latest transactions
The modules
Everything you need to steer your finances
Eight modules designed together — not eight apps you have to reconcile.
Accounts
Cash, bank, mobile money: every balance on a single screen.
Transactions
Three taps to record, instant categorisation, instant search.
Categories
Your own categories, with icon and colour, to read your spending at a glance.
Budgets
One envelope per area, and an alert before you go over — not after.
Debts & receivables
Who owes you what, what you owe, and when to follow up.
Contributions
Savings circles and shared funds tracked instalment by instalment, without a notebook.
Scheduled payments
Rent, subscriptions, tuition: set once, reminded on time.
Statistics
Curves, breakdowns and trends computed live on your own data.
Referral
Do people around you already use MoneyGes?
Share your code: you earn 10% of every payment your referred friends make for six months, and they get premium for free. It is the same gesture as mentioning the app — except it counts.
Where withdrawal is open
- Cameroon
- Ivory Coast
- Senegal
- Benin
- Togo
- Burkina Faso
- Mali
- Gabon
- Congo
- Democratic Republic of the Congo
- France
- Belgium
- Canada
Comparison
What actually changes
Against a spreadsheet, a savings-circle notebook, or a conventional budgeting app.
| MoneyGes | Conventional apps | |
|---|---|---|
| Savings circles and shared funds tracked natively | Included | Missing |
| Debts and receivables folded into your balance | Included | Missing |
| Mobile money accounts treated like bank accounts | Included | Missing |
| Envelope budgets with overspend alerts | Included | Included |
| Scheduled payments and due-date reminders | Included | Missing |
| Paid referral, with withdrawable earnings | Included | Missing |
| Statistics computed in real time | Included | Included |
FAQ
What people ask before installing
And if your question isn't here, the assistant at the bottom of the screen answers it.
Download the app, create your account with an email address and a password, state your country, and you're in. Signing up takes a minute and asks for no bank card. A default account is created for you, so you can record your first transaction straight away.
Every account gets an eight-character referral code, customisable so it is easy to say out loud. Anyone who signs up with it becomes your referred friend: you then earn 10% of each of their payments for six months, and they get the premium features for free. The link is permanent — it cannot be transferred or reassigned.
Thirteen today: Cameroon, Ivory Coast, Senegal, Benin, Togo, Burkina Faso, Mali, Gabon, Congo, the Democratic Republic of the Congo, France, Belgium and Canada. Elsewhere the referral programme still works and earnings accumulate, but withdrawal is not open yet. The country is the one declared at signup, and it cannot be changed afterwards.
Yes — that is what sets it apart. You create the contribution, add the members, set the amount and the frequency; the app tracks the payments, flags late payers and applies penalties if you have set any. No notebook, no argument about who paid what.
Traffic to our servers is encrypted, and passwords are never stored in plain text. We never sell data and never connect to a bank account: you decide what you want to track.
Yes, and it follows your phone setting by default. You can also force it in the app settings. This website does the same: the screenshots above change with the theme.
From the app, under Settings, or from the account deletion page on this site. The request permanently erases your account and its associated data within thirty days.
Contact
Need a human answer?
The site assistant handles most questions. For the rest — referral rates, personal data, an incident on your account — write to us.
contact@moneyges.comReady?
Ready to take back control?
Install MoneyGes, create your account, and finally see where your money goes — down to the last unit.